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Insurance and Payment

Payment Philosophy

Dental care is an important investment in an individual's medical and psycological wellbeing. Financial considerations can be an obstacle to obtaining this important health service. Being sensitive to the fact that people have different needs in fullfilling their financial obligations, we are providing the following payment options.

Payment

1. Cash Payment in Full

  • A cash discount of 5% is given for payment in full by cash or check at start of treatment

2. Credit Card Payment in Full

  • Visa
    MasterCard
    A cash discount of 5% is given for payment in full at start of treatment when paying by credit card. We accept VISA and MasterCard.

3. Care Credit Medical/Dental Card

  • Care CreditWe provide extended term financing through the Care Credit Program. Utilizing a simple application process, approval can be determined prior to the start of treatment. River Valley Dental Care will provide free financing for 3, 6 or 12 month terms, depending on the estimated cost of treatment. Financing beyond 12 months is also available at a competitive interest rate.

Insurance

We are happy to process your insurance claims for you. Please let us know in advance if you have insurance, and present your insurance card to us. Please consult your benefit department to determine your provider network eligibility and specific details of your plan.

We ask for a 20% estimated payment on fillings and root canals, and a 50% estimated payment on major restorative work at the start of treatment. Once the insurance claim has been processed, the difference will either be billed or credited to you.

Insurance is a benefit provided by your employer. Each plan is different and covers different amounts. It is not meant to be all-inclusive nor a determining factor in the treatment recommendations made by our doctors. However, it can provide valuable financial assistance for your dental care needs.

If you have any questions about your insurance plan or payment options, please call our staff at (651) 430-0036 or e-mail us at info@rivervalleydental.com.

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© Copyright 2004- Dental WebSmith, Inc. and River Valley Dental Care, PA. All rights reserved. Disclaimer: The information provided within is intended to help you better understand dental conditions and procedures. It is not meant to serve as delivery of medical or dental care. If you have specific questions or concerns, contact your health care provider.

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